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Transaction Processing

The Wright Express prepaid and loyalty solutions allow the processing of funds or points based transactions acquired via EFTPOS or WEB based protocols.

Our system is compatible with terminals from every acquiring bank in Australia, ensuring no costly POS changes or upgrades are required. Based on ISO8583 and AS2805 standards, the Wright Express EFTPOS solution interfaces with our own financial grade Postilion switch enabling stand in capability and ensuring the prepaid database is always available. 

Our fully hosted and integrated services offer ...

• Robust and scalable infrastructure
• Fully redundant systems that are constantly monitored
• Leading technology, benchmarked and pressure tested
• Secure processing and PIN verification
• Multiple touch points e.g. EFTPOS, IVR, online, management interface, call centre
• Closed loop or open loop solutions

Transactions via EFPTOS are sent from the Acquiring Bank and then routed to Wright Express for processing. For the purposes of prepaid vouchers, the redemption process is the same as any standard debit card transaction.

At Wright Express, we can also process transactions via our WEB based XML payment gateway referred to as SVML (Stored Value Markup Language), an XML based internet payment gateway protocol that sends messages direct to Wright Express via the internet. Transactions of this type allow the collection of data via the POS that is otherwise unavailable for transactions through the EFTPOS network.

"Wright Express is the leading processor of Gift Cards in Australia with over 250 card programs across 125 top-tier clients"
"Wright Express is a global provider of business payment processing & information management solutions"
"Wright Express’ scale & client base, position us as the clear market leader in the closed loop Gift Card space"
"The Wright Express Loyalty Solution is fully customisable, scalable & features flexible points & member management capability"
"Prepaid Cards are effective at motivating customers & employees to share positive feedback with their peers & social networks"
"Gift Cards have a clear ability to influence consumer recency, frequency & monetisation"
"Traditionally loyalty was points based. It can now be activity, visits, social media interaction as well"
"Prepaid Cards are a powerful tool to support acquisition & retention initiatives across consumer age, gender & income lines"
"If you are not in digital, you don’t have a relationship with your customers"
"Mobile commerce is becoming mainstream as consumers move beyond traditional channels & markets"
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Wright Express is a leading provider of gift card, prepaid, loyalty and digital solutions supplying sophisticated, full featured platforms to a large number of major brands in Australia and New Zealand.

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Giftvouchers.com is Australia’s premier online Gift Card mall offering over 120 of Australia’s leading brands all in one quick, easy and secure location...click here to find out more

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